NIHAR MALALI. The Impact of Digital Transformation on Annuities: Personalization, Investment Strategies, and Regulatory Challenges. Journal of Global Research in Mathematical Archives(JGRMA), [S. l.], v. 11, n. 12, p. 01–07, 2024. DOI: 10.5281/zenodo.15279540. Disponível em: https://jgrma.com/index.php/jgrma/article/view/588. Acesso em: 28 apr. 2025.